Step 1 : Lets get an idea of what you're looking for
Step 2 : Tell us about yourself
Step 3 : Residence Info (Current Residence)
Step 3.1 : Previous Residence (If less than 2 yrs at current address)
Step 4 : Employment Info
Step 4b : Previous Employment Info (Within the last 2 years)
Step 4c : Previous Employment Info (Within the last 2 years)
Step 5 : Bank Info
Step 6 : Monthly / Down

Joint Applicant

Joint Step 1 : Tell us about yourself
Joint Step 2 : Residence Info (Current Residence)
Joint Step 2.1 : Previous Residence (If less than 2 yrs at current address)
Joint Step 3 : Employment Info
Joint Step 3b : Previous Employment Info (Within the last 2 years)
Joint Step 3c : Previous Employment Info (Within the last 2 years)
Joint Step 4 : Bank Info